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YOUR FIRST HOME

Stepping onto the property ladder for the first time can be daunting, that's why we'll support you from the moment you decide you're ready to make the move.

Speak to our team about financial coaching, budgeting for the purchase, and borrowing capacity to help you get an idea of what you'll be able to achieve. Once you're ready, we'll get rolling on finding an ideal home loan structure that matches your needs and lifestyle.

We'll explain everything in ways you'll understand and keep in touch not only through the loan process, but well into your property journey to ensure you have support. The best part: we won't charge you a cent!

BUILDING A HOME

If you're looking to build a home that suits your lifestyle, our team can assist with specialised loans and support throughout your build. We know that building a home is a long term and sometimes stressful journey, that's why we'll be with you every step of the way with your:

Construction Loan for the entire purchase and build process
Land Only Loan for when you've found the perfect location and need time to plan

We've helped thousands of people build their dream homes over the years, and it's just as exciting for us as it is for them.

BUYING your next HOME

If you already have a home loan, you may want to approach your current lender for the next one. Unfortunately in our experience there is no loyalty in lending, and you're unlikely to get the most suitable loan for your needs.

That's because a bank is only concerned with their bottom line, and not what is most suitable for you. We work for you, for no charge, and claim a commission off the bank that doesn't cost you.

We'll take into account your personal circumstances, financial goals and long term needs to ensure you're saving as much as possible while also having everything you need in a loan available to you.

REFINANCING

Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender.

With interest rates rising and the cost of living ever increasing, refinancing your home loan could be a great solution to lowering your mortgage expense and unlocking cash flow for your lifestyle.

We have access to Australia's major banks as well as a wide range of specialist lenders, meaning we can find you the ideal structure to save money. In some cases we are even able to negotiate a better arrangement with a current lender.

Save time

The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research the subject, the lenders and their products yourself, or work with a finance broker who already has that knowledge.

Enjoy Choice

We have a panel of lenders from which we source a suitable loan. We are fully accredited with each lender to offer their product, are required to keep up-to-date with their latest offers, and we have one of the largest panels of lenders in the market.

Secure the best

The best deal is not necessarily the cheapest rate. Like any good mortgage broker, we will examine your circumstances and future plans to recommend a loan that is right for you. Having an appropriate loan which works for you can help you build wealth.

Save money

Lenders pay a commission for the loans we provide to them, and at GFS we don't charge you any brokerage fees. Most lenders offer the same rate via the mortgage broker as they would directly, and sometimes lower. Ensuring you've got the best deal can save thousands long term.

Keep savvy

Many products seem to offer a great deal but they could have penalties, fees and charges you may not be aware of. Or, they may not offer the flexibility you require in the future. We can help you avoid taking out loans that you might later regret, by keeping you up to date with the latest offers.

Support

We oversee and manage your progression right through to the end on your behalf. You can also expect us to keep track of you and your changing needs, so we can help should you need to switch products or wish to make another purchase in the future. We're in this with you for the long haul.

HOME LOANS